Why You Should Consult With an Auto Accident Lawyer
Florida’s no fault auto insurance law covers injuries and property damage unless the negligent driver was uninsured. It’s important to consult with an attorney in the event of a car accident prior to making a recorded or written statement to an insurer.
Written and oral statements can be used against you in the event that your case goes to trial. A lawyer for car accidents with experience is able to present your case in the best possible light.
Damages
There are two broad types of damages that a victim may receive after an automobile accident that are non-economic and economic. Economic damages are quantifiable losses that can be easily established. Medical bills, lost wages and the cost of vehicle repairs are some examples. Non-economic damages are harder to quantify. These damages could include emotional distress and loss of enjoyment of living.
An experienced car accident lawyer can help victims claim their maximum amount of compensation. They can also fight to reach a fair settlement with the insurance company of the driver who was at fault. If the insurance company refuses the payment, they can appeal to the court.
A good car accident lawyer should make sure that victims are compensated for all of the potential losses and expenses. They can accomplish this by gathering as much evidence as they can at the scene of the accident. For instance, they could take photos of the location of the accident, and gather information from witnesses. This will stop the insurance company from attempting to make claims that are not worth the money.
A lawyer who has been involved in a car accident will also help victims estimate their total expenses. This includes future and past medical treatment and any costs related to the home or hiring someone to do chores or cook if the accident has made it difficult for the victim to carry out these tasks.
Medical bills
Medical bills can quickly pile after a car crash. Even if you’re insured for no fault or the settlement of an injury lawsuit and the bills aren’t going away. You’ll need help with paying them now, not later.
There are two ways to quickly pay medical bills: through your health insurance or through your car insurance. In New York, the former is called Med Pay and covers the first medical expenses after an accident, regardless of who was responsible. The latter is usually covered by the state (Medicare) and/or a private insurance plan.
Always consult the doctor after an accident, especially in the event that you’re not feeling well or think your injuries aren’t severe. A prompt evaluation will ensure that your injuries, including internal injuries, are recognized and treated. Your visit will also generate a medical record that can be vital in a lawsuit.
When these two options have been exhausted, you may look to the at-fault driver’s liability insurance, if their policy is sufficient to compensate for your losses. Keep in mind, though that you’ll need to pay your own deductible and copays first. Ultimately, you’ll be reimbursed for the expenses incurred in an accident when an acceptable settlement is reached with the at-fault party. This is the reason it’s essential to keep track of all your bills as well as any expenses you pay out of pocket.
Lost wages
A serious accident in the car can result in lost wages. If you’re not able to work due to an injury sustained from an accident, it can be a stressful task to meet your daily financial obligations. You may need to borrow money from family members or rely on personal savings until your case is settled. An experienced New York car accident attorney will review your case and determine if you have an appropriate claim for loss of earnings.
In auto accident law firm detroit of a car accident, a judge may give compensatory damages to reimburse you for the money you would have earned even if you had not been injured. Benefits, wages and overtime all fall under the umbrella term “economic damages.” The aim of this kind of compensation is to get you to the financial position you had before the accident occurred.
If you’re unable to work because of your injuries Judges determine how much you’ve lost by reviewing a letter from the plaintiff’s employer that confirms their salary or hourly wage and the length of time they’ve been absent from work. Paycheck stubs and bank statements are also pertinent. Profit-and-loss accounts, tax returns, and profit and loss reporting can be included as well.
A lawyer for car accidents can also pursue compensation for future earnings potential lost. This is a difficult aspect of your injury that can be difficult to prove and will require the help of an expert witness.
Suffering and pain
You could be left with unpaid medical expenses, damage to your property, or even lost income if you are involved in an accident that is severe. You may also experience psychological and emotional trauma. You may be entitled to compensation for the suffering and pain you’ve suffered. A lawyer can help obtain the money you’re due.
A lawyer can also help in dealing with insurance companies. Since insurance adjusters have their own financial interests in mind they will often attempt to reduce or deny your claim. A car accident attorney can help you avoid these tactics and negotiate an equitable settlement for your injuries and losses.
Document all the expenses and damage to property that you incur as a result of the accident. Included in this document are medical bills, estimates for repairs and receipts for damaged items. Take photos of your injuries and the scene of the accident. You should also avoid talking to anyone about the incident except for medical and police experts.
An attorney can help determine the person responsible for the accident. New York is a state that uses “comparative negligence”, which means that the amount you are awarded for damages will be reduced by the proportion of your fault. In certain cases it is a corporation, city or state agency, a sanitation company or a public transportation service could be the party responsible.